Ahadi Insurance Policy gives cover to compensate against losses or damage arising from any of the following causes:

• Fire, lightning, earthquakes, storms or floods,
• Explosion of domestic appliances,
• Riots, strikes, and malicious damage,
• Damage caused by falling aircraft or other aerial devices,
• Bursting or overflowing of water tanks apparatus or pipes,
• Impact by vehicles, animals, and falling trees or branches,
• Accidental death or injuries to domestic employees,
• Legal costs arising out of acts or omissions of the owner or occupier,
• Loss, accidental damage, and or theft of items covered.

• Un-occupancy – 7 days for contents, 30 days for buildings (Subject to the building being under the care of a caretaker at all times)
• Terrorism & Political Risks Exclusion
• Mechanical or Electrical Breakdown
• Wear and Tear, Depreciation, Atmospheric Conditions
• Breakage of Glass or Articles of Brittle Nature unless caused by Fire or Theft
• Standard Excess to be applied.

Requirements for cover are:

• Premium Payment
• Duly Completed Proposal Form
• Copy of ID
• Copy of TIN Number/Certificate/Valid NIDA ID