Defined Events:

Our Public Liability Insurance Policy covers damage caused by:-

• Third-party injury
• Third-party property damage.
• Legal fees
• Damage to property in your care

What is covered by Public Liability Insurance?

The risk may involve:-

• Third-party injury
  Claims arising from the injury (and associated medical costs) of members of the public at your business premises or in relation to your business activity.
• Third-party property damage
  Claims arising from the damage to someone else’s property, whether it’s a physical premise (such as a building) or an item they own as a result of your business activity.
• Legal fees
  Reasonable cost of legal fees and expenses associated with defending a claim made against you, even if you’re not at fault.

• Damage to property owned by you
• Contractual liability
• Professional advice
• Faulty workmanship
• Fines and penalties
• Employers liability
• Asbestos
• Product guarantee or warranty
• Drones

Requirements for cover are:

• Premium Payment
• Duly Completed Proposal Form
• Copy of ID
• Copy of TIN
• Tin Number
• VRN or ZRB number