Personal Accident Insurance
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This is a comprehensive insurance cover that guards you in the event of injuries, disability, or death as a result of an accident. This is a 24-hour insurance cover. This cover is available for an individual and also for a group of people in an organization.
- What is Covered
- Requirements
- How to Claim
- Accidental Death
- Permanent disability as a result of the accident (the extent of disability will be determined by the doctor)
- Cash payment up to the provided limit, upon admission to the hospital
- Temporary total disability resulting in loss of income; maximum 2 years
- Medical expenses as a result of an accident
- Purchase of artificial appliances such as clutches
- Payment of a final benefit for purposes of organizing funeral expenses
Requirements for cover are:
- Premium Payment
- Duly Completed Proposal Form
- Copy of ID
- Copy of TIN
- Number/Certificate/Valid NIDA ID
In the event of a claim kindly contact us on: +255 762 616 864, or email us at claims@heritageinurance.co.tz or you can visit us at the branch nearest to you.
Minimum Claim Requirements
To make a claim, please ensure that you have the following documents:
TIN Number/Certificate/Valid NIDA ID
A filled claim form
Any other documents requested